00 to $2, and is repaid in multiple installments up to one year. Funds can be received as soon as the next business day, and pre-payment is available at any time with no penalty.
To be approved, you only need:
- To be 18 years of age or older
- To be a U.S. citizen or permanent resident
- To be a resident of Utah
- A verifiable, regular source of income
- A valid checking account in your name
- A valid phone number
- An active email address
How it Works:
- Apply Online.
- Receive an approval.
Your application is received and instantly sent to a Boost Finance loan specialist for approval. Most applicants will be contacted within five (5) minutes after submitting their application. If you have already submitted your loan application and would like quicker service, you may contact a Customer Service Representative by phone at and they will be happy to serve you. Please note that all customers will need to speak to a Customer Service Representative during the application process to complete verification; this call must be completed prior to final loan approval. In certain instances, we may require that you supply additional information – such as a copy of your pay stub.
The finance fee charged for your loan will be clearly disclosed to you in terms of the dollar amount of interest and the APR according to the principles of Federal Truth in Lending law and regulations. For details on the specific rates/fees of your loan, please see your loan agreement, but we have provided examples below. Late fees and non-sufficient funds/returned item fees might apply as described in your loan agreement.
Please Note: You always have the option to pay the loan off in full with no pre-payment penalty. In fact, Boost Finance encourages the accelerated reduction of loan principal to reduce the total number of payments made by the customer, thereby reducing the overall cost of credit.
Installment Loan Example:
In the example above, the Lender is owed the principal sum of $ plus interest at a rate of % per year (“Contract Rate”). Interest will accrue daily on the unpaid principal balance of this Loan, beginning on the Effective Date.
In the example above, the Lender is owed the principal sum of $ plus interest at a rate of % per year (“Contract Rate”). Interest will accrue daily on the unpaid principal balance of this Loan, beginning on the Effective Date.
Governing Law:
Boost Finance products vary by state. By clicking on Products, you can see which loan products are available in your state.
Boost Finance does not promise that you will receive a loan, and not all applicants will qualify for the maximum loan amounts available. Credit ount and the finalization and funding of all loans are subject to you providing requested documentation and information. Your failure to provide requested documentation and information will delay the processing of and may terminate your application or transaction.
Boost Finance and third-party lenders use non-traditional credit bureaus. By submitting an application, you authorize us or a third-party lender to verify information through certain national databases including, but not limited to, Clarity, DataX and/or FactorTrust. We may review your credit attributes in order to determine your eligibility and ability to repay. Based on the findings from the original credit inquiry, these non-traditional data bureaus may seek additional information from the traditional credit bureaus. When this occurs, it is possible your credit report will show an official credit inquiry.
My Cash Center, LLC d/b/a Boost Finance is a Credit Access Business (CAB) and registered as a Credit Services Organization (CSO) by the state of Texas. In Texas, all loans will be made by a third-party lender and serviced by Boost Finance.
NOTICE: An advance of money obtained through Boost Finance products are not Walbridge bad credit payday lenders local near me intended to meet long-term financial needs. These types of loans should only be used to meet intermediate or short-term cash needs.
